Healthy Paws Pet insurance

Healthy Paws Pet Insurance Benefits

Healthy Paws offers one pet insurance plan, a comprehensive policy that covers both accidents and illnesses. This policy covers problems such as:

  • Accidents such as poisonings, sprains and broken bones.
  • Illnesses such as stomach issues, ear infections and urinary tract infections.
  • Hereditary conditions such as Intervertebral Disc Disease (IVDD) or elbow dysplasia.
  • Congenital conditions such as Cherry Eye (Entropion).
  • Cancer testing and treatment.
  • Alternative therapies such as acupuncture and chiropractic treatment.
  • Hospitalizations.
  • Emergency care.
  • Specialty care.
  • X-rays, blood tests and ultrasounds.
  • Surgery.
  • Prescription medications.

If you have any questions regarding your pet’s health insurance coverage, please contact us at (972) 724-3151. We will be happy to answer any questions that you may have. .


Pet insurance covers emergencies, hereditary or congenital conditions, cancer, and certain chronic conditions. Get more info about the Healthy Paws program today.

What Does Pet Insurance Cover?

Pet insurance covers the unexpected accidents and illnesses you can’t plan for, like when the dog swallows an object he shouldn’t, or when the cat has a urinary tract infection. With a Healthy Pups plan, you can be fully reimbursed for any unexpected veterinary costs. It covers emergencies, hereditary or congenitally caused conditions, cancer, and any chronic condition.

Healthy Paws offers a simple plan that provides you with no caps on payout amounts. You can visit any veterinary clinic and your Healthy Paws health insurance plan will reimburse you based upon your actual vet bill, not some plans that reimburse based upon what they think the treatment should cost.

Why choose Healthy Paws?

One Simple Plan. We offer one easy-to-understand pet health insurance plan that covers new accidents and illnesses including injuries, cancer, genetic conditions, alternative and emergency care.

No Caps on Claim Payouts. Unlike somepet insurance plans, the Healthy Paws plan has no maximum limits on payouts; no per incident, annual or lifetime caps.

Committed to Our Customers. Our commitment to our customers is to provide unparalleled service and support, and access to a great pet insurance plan. Our customers think highly of us and have given Healthy Paws the highest rating atConsumers Advocate,Canine Journal, and many more review sites.

Most Claims are Processed Within 2 Days. Our team of pet passionate, claims adjusters work tirelessly to process most claims within two business days. Plus, submit your claims in just seconds by simply uploading a photo of the vet bill through our mobile app or online. It’s that easy!

Helping Homeless Pets. Healthy Paws is a mission-driven company. Through our Foundation, wehelp homeless petsreceive the medical care they need to get healthy and get adopted.

Healthy Paws Pet Insurance plan coverage has no caps on payouts.

If your pet has an accident or gets sick, its veterinary bills will be covered by your pet insurance.

X-Rays, Blood Tests, Ultrasounds



Prescription Medications

Emergency Care

Specialty Care

Alternative Treatment

View Conditions Glossary for more on individual conditions

Get an instant quote now and take the first step to protect your furry best friend.

“Healthy Paws Insurance has been so easy to deal with in these times of stress. I don’t know how I could have gone through this terrible ordeal without them.”

– Pascale on, 

Pet Insurance Plan Exclusions

We’re all about helping protect your pet from unexpected accidents and illnesses and you from the financial burdens of their treatment.

The Healthy Paws plan does not cover the following:

  • Pre-existing conditions
  • The examination fee

A pre-existing cruciate knee ligament injury has a bilatera­l exclusion. If the cruciates ligaments on one leg are injured before enrollment or during the 15 day waiting period, then the ligament on the other knee is excluded from coverage. This is the only exclusion that applies bilaterally.

Preventative care

Preventive healthcare includes vaccination or titer tests, heartworm medication, flea control, de-worming and grooming.

Parasites include but are not limited to internal and/or external parasites for which readily avail­able prophylactic treatments exist.

However, dental care, even if it is caused by an accident does not cover the cost of extraction or reconstruction of damaged teeth. If the damage was caused by an accident, however, the plan may cover the cost of extraction.

– Spaying and neutering.

– Anal gland expression.

The plan does not cover the costs, fees or expenses associated with elective procedures, boarding or behavioral modification. For more information on exclusions, please review our policy.

What is a pre-existing condition?

A pre-existing medical condition means that the condition has already been diagnosed or shows clinical signs or symptoms before your pet’s insurance coverage starts, including waiting periods. All pet insurance companies exclude pre-existing conditions from their plans.

Behavioral Conditions

Healthy Paws does not have coverage for behavioral conditions. These conditions, which can include symptoms such as destructive chewing, excessive barking, and other obsessive behaviors, can be harmful to your pet and disruptive to the whole household. That’s why ASPCA® Pet Health Insurance plans cover the diagnosis and treatment of behavioral conditions.

Prescription Food and Supplements

Prescription food and supplements can be helpful to dogs with certain health conditions. With ASPCA® Pet Health Insurance coverage, you can get reimbursed for them when used to treat a covered condition (not for general maintenance or weight management). Healthy Paws does not offer this type of coverage.

Multiple Pet Discount

If you already have more than one pet, or if you think you might add another pet to your family in future, you’re going to be happy to know that ASPCA® Pet Health insurance has a 10% multiple animal discount for each additional pet after your most expensive dog or cat. Healthy Paws doesn’t offer any discounts for insuring more than one pet.

*We offer a 30-day money-back guarantee if no claims are filed. Not available in NY.

Comparison information is provided using publicly available information as of 2/1/21 and is only meant to summarize program features, not a specific plan.

Comparison information is provided by comparing programs using publicly available information as on July 1, 2019. It is not intended to be a specific plan. Read the provider’s terms for more details. The descriptions of the providers’ plans are not provided by that provider. If you have any questions about other plans, you can contact an agent of that plan. We intend to provide fair and accurate comparisons. We update the information regularly but it may change from one version to another. If you notice any inaccuracies or changes to the information provided, please let us know by sending an email to or mailing Marketing Department 1208 Massillon Road, Suite G 200, Akron OH 44306.

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